TFD Credit Purchase - Interest Free Financing For Any Teacher
We do everything we can to make it easy to purchase from us.
If you wish to use TFD Credit then do NOT order online. Instead fill the form out below.
One of the things we do is offer an interest-free financing purchase plan for any teacher. This does not require a credit check.
Here's how it works:
You pay for your goods over 6 months.
At time of ordering: You pay 10% of the total
At End Of Each The Next 6 Months: You pay 15% of the total
Here is an example:
Your purchase is $55. Fill out the purchase agreement below on Feb 3, and we will bill your card 10% or $5.50. On March 3, April 3, May 3, June 3, July 3, and Aug 3 15% of the purchase price or $8.25 is due. $8.25 * 6 + $5.50 = $55.
Are there any fees?
That depends on you. After you submit the order below, we will send you payment coupons to mail back to us. The payment coupons need to be mailed back by the due date with a check. If you do this every month then there are zero fees to you.
If you choose not to send in the payment, then we will automatically bill the card submitted at purchase time for your payment amount due AND and a $1 convenience fee.
If the card is unable to be billed, then we will add a $5 fee to your balance.
There is NO APR and NO interest. Just the $1 convenience fee if we need to bill the card on file and the $5 fee if we cannot bill the card.
Can I PrePay?
Yes you can. There are NO fees for prepayment and you can pay any extra amount you wish at any time. But, any prepayment does not lessen the next month's amount due unless the overall balance remaining is less than the next billing amount.
If you have ANY questions please call us and we will be happy to explain. 618-628-3106.